We tell you how to defer payment for your purchases with your credit card from ruralvía, the online banking of the Caja Rural Group.
DigitalizationSeptember 17, 2019 8251 6 min
One of the great advantages of Caja Rural credit cards is the possibility of deferring payment for your purchases. This is very useful when we have to face an extra expense or simply prefer to pay little by little. The best thing? It can be easily managed through ruralvía, Grupo Caja Rural's digital banking .
Now, you no longer need to go to your usual branch to request a change or manage a specific transaction with your cards. Wherever you are, and at any time, you can carry out different procedures through ruralvía. Checking your balance, transactions, settlements, blocking or activating some of your cards and deferring payment for your purchases are some of these operations.
How to defer payment for your card purchases
A visit to the dentist, a car breakdown, an unexpected fine, a renovation, a gift, a trip… These are situations that involve a high cost, sometimes unexpected, and flexibility to face the payment is a more than instagram data attractive option. So much so that, in many cases, it is the only thing that allows us to finish the month without having to resort to asking for a loan from family or friends.
To defer payment for your purchases from ruralvía, you only have to access the 'Cards' tab . Once in this section, follow the steps below:
Select 'Defer Purchase' from the 'Deferred Purchases' option in the left side menu.
Once you have selected the card on which you want to defer the purchase, you will see a screen with a list of transactions made.
Click on the button to the right of purchases eligible for deferral and choose the number of installments in which you wish to pay for the purchase, choosing between 3, 6, 9 or 12 months.
Press 'OK' and enter the required coordinate to complete the operation.
With the 'Query' option you can see the details of the deferred purchases you have made in the last 6 months. And if you also want to manage the deferred purchases, partially or totally repaying the amount previously paid, you only have to select the 'Early Repayment' option.