How to accept ACH payments in WordPress

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As online business owners, we know that certain payment methods work list of us phone number better than others. ACH payments are great for US businesses, but many WordPress plugins don’t include them by default.

ACH is an interbank payment system that can save you money, especially for large or recurring payments. But you may need some help setting it up.

In this guide, we’ll show you how to accept ACH payments on your WordPress website. The guide is simple and will accompany you at every stage.

Why accept ACH payments in WordPress?
If your business has a bank account in the United States, you can significantly reduce transaction fees by accepting ACH payments on your WordPress site. This is a perfect payment method if you regularly accept large sums of money from clients.

For example, Stripe charges just 0.8% per ACH transaction, capped at $5, while credit cards charge 2.9% + $0.30. Even newer methods, such as Apple Pay, charge a 1.5% fee, which is nearly double that of ACH.

Suppose the customer pays $100. ACH fees are approximately $0.80, while credit card fees are $3.20. Likewise, for an $800 payment, the ACH fee is $6.40, while the card fee is $23.50.

Additionally, ACH payments avoid credit or debit card expiration issues and help increase customer loyalty.

With that said, let’s see how to accept ACH payments in WordPress. To navigate this article, you can use the following quick links:

Step 1: Install and set up WP Simple Pay
Step 2: Set up your WP Simple Pay payment form
Step 3: Add ACH payment form in WordPress
Step 1: Install and configure WP Simple Pay
The best way to allow ACH payments in WordPress is to use the WP Simple Pay plugin. It is the best Stripe plugin for WordPress that allows you to set up one-time or recurring payments without having to set up a shopping cart.