the need to verify identity – to use the account safely, you must provide the operator with the details of your identity document.
limitations in use – not every seller accepts payment for goods or services in electronic currency.
commissions – the commission for making a transfer is usually charged as a percentage and can be a significant amount.
problems with access recovery – if you forgot your login and password, then due to the high security standards of payment systems, it will be problematic to restore them. You will have to go through the procedure of sending documents and confirming your identity again.
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Top 3 Electronic Payment Systems in Russia
There are many electronic payment systems and aggregators operating in the Russian Federation. The terms of payments for each of them are different. Let's look at some of the most popular services:
PayMaster
A payment aggregator, which is a banking service for accepting electronic transfers on websites. It can be used by organizations or individual entrepreneurs - residents of the Russian Federation. Individuals can receive payments through a self-employed account opened in a bank, or to a WebMoney wallet.
PayMaster
The operator provides services for receiving transfers both on the user's website and through a mobile application, as well as a cash desk if payments need to be made at a retail outlet. Integration with the service is free, no subscription fee is charged. Connection is made in the personal account, if difficulties arise, you can use the help of technical support specialists.
Clients can choose one of three tariff plans. As in Yandex.Kassa, the commission conditions are determined by the client's monthly turnover. The basic tariff is offered to users whose account transactions do not exceed 800 thousand rubles. In this case, more favorable conditions apply when accepting money through WebMoney, Qiwi, Y.Money, as well as from a mobile operator. The "Optima" tariff is valid for clients whose turnover exceeds 800 thousand rubles. For large sellers, the "My turnover" tariff is offered, in which the commission decreases with an increase in the amount of funds transferred through the account.
The service supports a large number of payment systems, recurring and cash on delivery, easy connection of the service to the site, automatic withdrawal of money to the account, and the crediting is made within 24 hours. The advantage is a very convenient interface, as well as the availability of tools for analyzing the movement of funds and conversion.