iii. This limit will be increased by 0.1 times the IPREM for each person taiwan business mailing list over 65 years of age who is a member of the family unit.
iv. If any member of the family unit has a declared disability of more than 33 percent , a situation of dependency or an illness that permanently incapacitates him or her from carrying out a work activity, the limit will be four times the IPREM , without prejudice to the accumulated increases per dependent child.
v. In the event that the mortgage debtor is a person with cerebral palsy, mental illness, or intellectual disability , with a recognized degree of disability equal to or greater than 33 percent, or a person with physical or sensory disability, with a recognized degree of disability equal to or greater than 65 percent, as well as in cases of serious illness that provenly incapacitates the person or his or her caregiver from carrying out a work activity, the limit will be five times the IPREM .
c. plus basic expenses and supplies, is greater than or equal to 35% of the net income received by all members of the family unit. For these purposes, "basic expenses and supplies" shall be understood as the cost of electricity, gas, heating oil, running water, fixed and mobile telecommunications services and contributions to the community of owners. Only those supplied in the family unit's habitual residence shall be considered "basic expenses and supplies."
d. That, as a result of the health emergency , the family unit has suffered a significant change in its economic circumstances in terms of the effort to access housing. For this purpose, it will be understood that a significant change in economic circumstances has occurred when the effort represented by the total mortgage burden, understood as the sum of the mortgage payments on real estate over the family income, has multiplied by at least 1.3.