Permanent disability may arise from a previous situation of temporary disability , from whatsapp australia contact number an illness or as a result of an accident. When it is determined that a worker is affected by permanent disability, it implies a series of economic benefits that depend on the degree of permanent disability that has been recognized.
Permanent partial disability
It is one that causes the worker a decrease in his normal performance for his usual profession of no less than 33% , but does not prevent him from carrying out the fundamental tasks of his profession.
The worker will be entitled to compensation equivalent to 24 monthly payments of his regulatory base used to calculate the temporary disability. The benefit becomes effective at the time of the resolution of said disability.
This degree of disability is compatible with the development of any work activity, as well as maintaining the job previously performed.
Total permanent disability
It is one that disables the worker from performing all or the fundamental tasks of his usual profession, but he can dedicate himself to carrying out another different activity.
The worker is entitled to a life pension of 55% of his regulatory base . It may be increased by 20% for those over 55 years of age when it is presumed that there will be difficulty in obtaining a job other than his usual profession. The economic effects of this benefit will begin on the day of the proposal for the declaration of permanent disability or the day after the temporary disability ends.
It is possible to carry out any work as an employee or self-employed person in the same company or at a distance, but the same position cannot be held in the company.
"Permanent disability may be reviewed based on the worsening or improvement of the conditions that gave rise to the benefit."
Permanent absolute disability
It is one that disqualifies one from working in any profession or trade.
The economic benefit that the worker will receive will be 100% according to the worker's regulatory base. As for the economic effects, they are set at the time of qualification. That is, on the date of the INSS resolution.
You can carry out activities compatible with your status. From the age of access to retirement, it is no longer compatible with self-employment or employment.
The Great Disability
In this case, the worker needs the assistance of a third person for the most essential acts of life, such as dressing, moving or eating.
The amount of this disability is obtained by applying to the regulatory base the percentage corresponding to total or absolute permanent disability, plus a supplement that is used to remunerate the person who cares for the beneficiary.
This supplement will be the result of adding 45% of the minimum contribution base in force in the General Scheme at the time of the event causing the disability, and 30% of the worker's last contribution base corresponding to the contingency from which the situation of permanent disability arises. In no case may this supplement have an amount less than 45% of the pension received by the worker.