Include interest rate only on a $25,000 to $2 million balance.
Even with twice the national average APY, savings yield is not competitive.
The account compounds quarterly.
Checking Account
The Huntington 25 Checking account has the highest interest rates. You don’t need a minimum deposit when opening an account. Meanwhile, you can waive the $25 monthly service fee if you have a combined balance of at least $25,000. Huntington also waives the $3 fee for ATM withdrawals outside the network. It also reimburses fees charged by the owner of the ATM.
Huntington also has the Asterisk-Free Checking. This account is gambling database non-interest earning but has no monthly maintenance fee. Huntington 5 Checking, on the other hand, has a lower interest rate. It also has a monthly charge of $5 with limited ways to waive fees for ATM withdrawals.
Pros
ATM withdrawals and free checks all the time.
Cons
You must maintain the necessary balance to avoid the $25 monthly fee.
There is a $37.50 fine for an overdraft, and this fee could go up to $150 per day.
Money Market Account
Huntington’s number one account is The Huntington Relationship Money Market Account. You can get an introductory interest rate of nine times the national average if you link your MMA to your checking account and if you have a combined balance of $25,000 to $2 million. This account comes with an ATM card.
You can earn interest on any balance
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