What does it mean to become a financial agent?

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If you have a university education and want to expand your professional career in the world of finance , becoming a financial agent is an option worth considering. In fact, the role of a financial agent is in high demand. Furthermore, by being located between traditional bank branches and independent financial intermediaries, it encourages the interest of the labour market in this type of candidate.

Every financial agent is supervised and rcs data south korea by the Bank of Spain . It could be said that these workers are like normal bank branches, but without performing cash functions. Article 22 of Royal Decree 1245/1995 defines them as:

Natural or legal persons to whom a credit institution has granted powers to act regularly with clients, in the name and on behalf of the principal, in the negotiation or formalization of operations typical of the activity of a credit institution.

Therefore, we can consider that the financial agent is that company or person outside the bank with the capacity to sign an agent contract with the entity . Their work objective will be the marketing of the products, both their own and those of others, of the bank in question.

During the economic crisis, the role of the financial agent has become considerably more noticeable. Especially those profiles specialized in the acquisition of passive operations, deposits, current accounts, shares and investment funds. The search for talent by banks has empowered this type of professional profiles .